{"id":2066,"date":"2003-12-27T07:15:02","date_gmt":"2003-12-27T23:15:02","guid":{"rendered":"http:\/\/michaelhans.com\/eclecticism\/2003\/12\/27\/still-digging\/"},"modified":"2019-12-06T15:02:14","modified_gmt":"2019-12-06T23:02:14","slug":"still-digging","status":"publish","type":"post","link":"https:\/\/michaelhans.com\/eclecticism\/2003\/12\/27\/still-digging\/","title":{"rendered":"Still digging"},"content":{"rendered":"<div class='__iawmlf-post-loop-links' style='display:none;' data-iawmlf-post-links='[]'><\/div>\n<p>(This post is mostly me whining. Feel free to ignore it.)<\/p>\n<p>I&#8217;m so frigging tired of time and time again finally getting to a point where I feel like my finances are coming together and getting under control, only to have some catastrophe send everything spiralling downhill again. I end up in this same frustrating cycle over and over and over again, and it&#8217;s getting <em>really<\/em> old.<\/p>\n<p>A few months ago, things were looking up. I had a good job, doing work I enjoyed, getting more experience under my belt, and getting a halfway decent paycheck (just a touch above $12\/hr). I wasn&#8217;t out of debt &mdash; far from it &mdash; but I at least felt like I had a handle on things, and could foresee being able to pay everything off eventually.<\/p>\n<p>Then I goofed up, and everything fell apart again. Suddenly unemployed, I had a month without any income, and if it hadn&#8217;t been for the kindness of friends and many strangers, I wouldn&#8217;t have been able to make rent that month. Even with rent being covered, all the other little day-to-day expenses (food, laundry, transportation, etc.) still ate away and what little savings I had, until things were looking pretty dire.<\/p>\n<p>Thankfully that only went on for a month, but it dug a pretty decent hole, and now I&#8217;m facing troubles getting out of it. While I&#8217;m employed again, I&#8217;m earning about $2\/hr less than I was before, and I now have more expenses (as my current employer doesn&#8217;t supply me with a bus pass as my last one did), plus I&#8217;m having to adjust from a weekly pay period to a bi-weekly pay period, which makes a huge difference in being able to plan and budget bills.<\/p>\n<p>With the way pay periods since I&#8217;ve started have worked out, I had to float my rent check for December. The property management company apparently took their own sweet time putting the check through, which normally would be a good thing under the circumstances, but it ended up hitting my account at the same time some other bills did &mdash; sometime within the last two weeks.<\/p>\n<p>I just deposited a $700 paycheck, and got my balance back as $175, indicating that I was around $500 overdrawn until my check went in &mdash; and another $650 in rent is due in about a week, with my next paycheck not appearing for another two weeks. ARGH!<\/p>\n<p>Gah. It&#8217;s just frustrating. I&#8217;ll make it through, though it&#8217;ll probably be with a few bounced check fees here and there, and hopefully should at least be caught up to paycheck-to-paycheck living (rather than last-paycheck-to-last-paycheck living) within the next couple of months. I just hate being in the situation I&#8217;m in now.<\/p>\n<p>Anyway. Just had to bitch and moan for a few minutes. Sorry &#8217;bout that.<\/p>\n<p>Nothing to see here&hellip;move along&hellip;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>(This post is mostly me whining. Feel free to ignore it.)<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2043],"tags":[13],"class_list":["post-2066","post","type-post","status-publish","format-standard","hentry","category-personal","tag-life"],"_links":{"self":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/posts\/2066","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/comments?post=2066"}],"version-history":[{"count":0,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/posts\/2066\/revisions"}],"wp:attachment":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/media?parent=2066"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/categories?post=2066"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/tags?post=2066"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}