{"id":224,"date":"2001-09-27T15:10:32","date_gmt":"2001-09-27T23:10:32","guid":{"rendered":"http:\/\/michaelhans.com\/eclecticism\/?p=224"},"modified":"2019-11-25T15:04:34","modified_gmt":"2019-11-25T23:04:34","slug":"wow","status":"publish","type":"post","link":"https:\/\/michaelhans.com\/eclecticism\/2001\/09\/27\/wow\/","title":{"rendered":"Wow&#8230;"},"content":{"rendered":"<div class='__iawmlf-post-loop-links' style='display:none;' data-iawmlf-post-links='[{&quot;id&quot;:16818,&quot;href&quot;:&quot;http:\\\/\\\/www.consumerinfo.com&quot;,&quot;archived_href&quot;:&quot;&quot;,&quot;redirect_href&quot;:&quot;https:\\\/\\\/www.consumerinfo.com:443\\\/&quot;,&quot;checks&quot;:[],&quot;broken&quot;:false,&quot;last_checked&quot;:null,&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:16692,&quot;href&quot;:&quot;http:\\\/\\\/www.wamu.com&quot;,&quot;archived_href&quot;:&quot;https:\\\/\\\/web-wp.archive.org\\\/web\\\/20080908005643\\\/http:\\\/\\\/www.wamu.com\\\/&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[{&quot;date&quot;:&quot;2026-03-14 13:32:33&quot;,&quot;http_code&quot;:503}],&quot;broken&quot;:false,&quot;last_checked&quot;:{&quot;date&quot;:&quot;2026-03-14 13:32:33&quot;,&quot;http_code&quot;:503},&quot;process&quot;:&quot;done&quot;}]'><\/div>\n<p>There&#8217;s a distinct possibility that I just might be able to get out of debt within the next month. A somewhat staggering prospect, really &#8212; I&#8217;ve had a credit report that&#8217;s ranged from shaky to just plain bad for so long that I&#8217;d more or less written it off, figuring that I&#8217;d get it all paid off &#8220;eventually.&#8221; Well, eventualities do come around occasionally, I guess.<\/p>\n<p>I saw an ad somewhere on the &#8216;net for <a href=\"http:\/\/www.consumerinfo.com\/\" title=\"Consumer Info\"> ConsumerInfo.com<\/a> offering a free credit report, so I figured what the heck, and signed up. It turns out that you do have to sign up for a pay service to get the report, but you can cancel out of that before you ever get charged if you don&#8217;t want to continue with the service.<\/p>\n<p>I got my credit report today, and whaddaya know &#8212; I&#8217;m only in debt $2984. A big number, admittedly, but not nearly as bad as it could be. So, now I just need to figure out the best way to get that taken care of &mdash; I&#8217;d really like to get to a point where I don&#8217;t have any more outstanding debts hanging over my head. Tonight after work I&#8217;m going to wander by <a href=\"http:\/\/www.wamu.com\/\" title=\"Washington Mutual\">Washington Mutual<\/a>, the bank I&#8217;m using down here, to see if they can do a debt consolidation loan (and if they can, whether they&#8217;ll give me one), and if not, if they can recommend me to a company that might. I figure if I can get the debt consolidation loan, then I should be able to afford payments on that &#8212; and the <acronym title=\"Permanent Fund Dividend\">PFD<\/acronym> and other money owed me will help me get the loan paid off as soon as they come through.<\/p>\n<p>In theory, I could be down to a single payment pretty soon &#8212; and if I can afford to devote all of the PFD to that loan and pay the rest off as fast as possible, I could be completely debt-free by early 2002. Not bad &#8212; not bad at all. Time to cross my fingers again, I think.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There&#8217;s a distinct possibility that I just might be able to get out of debt within the next month.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2043],"tags":[13],"class_list":["post-224","post","type-post","status-publish","format-standard","hentry","category-personal","tag-life"],"_links":{"self":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/posts\/224","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/comments?post=224"}],"version-history":[{"count":0,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/posts\/224\/revisions"}],"wp:attachment":[{"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/media?parent=224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/categories?post=224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/michaelhans.com\/eclecticism\/wp-json\/wp\/v2\/tags?post=224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}